It’s a bill we pay every six months, yet if all goes well we never financially benefit from it. It’s property and casualty insurance, which for most people means homeowners, auto, liability including umbrella coverage, and renter’s insurance. You may have given little thought to your insurance company. If you’ve watched sports on TV in […]
Articles on Insurance
Rising health care costs are often cited as people’s number one retirement concern. So why is it that only 10-15% of retirees re-evaluate and change their Medicare coverage during the annual open enrollment period each year? According to a series of focus groups conducted by the Kaiser Family Foundation, many retirees don’t review their coverage […]
In my last column, we covered the “bad news” about long-term care, which is the care needed inside the home or in a facility when you are no longer able to care for yourself. Most who have successfully saved for retirement will not be eligible for Medicaid and must look to other resources in the […]
If you have a loved one who needed end of life care, you’re probably well aware of the high costs of long-term care services. Long-term care generally refers to the help needed when people cannot perform two or more so-called activities of daily living, such as dressing and bathing. This care includes home based assistance, […]
Most professionals who work at a private company, non-profit, or governmental entity have some level of free life insurance. Local examples are University of Colorado, the federal government, and IBM employees, which have subsidized or free term life insurance. It’s a nice perk to have, but you may wonder if you should purchase more life […]
Insurance was on our minds a year ago with the historic floods that came to Boulder County. With many homes a complete loss, there was no question about filing a claim with an insurer. But most of the time when we suffer a loss, it’s not such a clear cut decision to file.
Thousands have signed up for health insurance since the Colorado health insurance exchange. While some of its features are well publicized, there are many obscure ones that could have a dramatic impact on your financial life.
The last ten days left an indelible imprint on Boulder County residents who lived through the Great Flood of 2013. Now that you’re done draining your basement and ripping out your basement carpet, you may be facing months of expensive renovation.
Sorting out Medicare enrollment options