It’s a dilemma that most parents face at some point in their lives. There is a trade off between paying for your children’s college education and your financial independence. Unless your resources exceed your ability to spend, this is a truism. Yet it’s one that can be unpleasant to discuss as it could involve your […]
Articles on retirement
There are many milestones that signal you’re close to retirement. It could be that you’ve put your kids through college and its painful tuition bills. You’re attending an increasing number of work parties celebrating many years of loyal service. You or a loved one may have suffered a health scare or setback reminding you that […]
When clients come in for their initial financial review, we often see retirement plan statements from four or more investment companies. They might have a Fidelity 401(k) from a job they left years ago, a Prudential 403(b) from last year, and a TIAA-CREF retirement plan with their current employer. Some clients have gone so far […]
When Congress voted to raise the debt ceiling two weeks ago, there was widespread relief that we would be spared a government shutdown. While largely lauded, this legislation did include obscure provisions that impact Medicare and Social Security. For some boomers these changes could cut Social Security benefits by over $50,000 over four years. Let’s […]
While Colorado has long been a beacon for the young, we have seen growth as a retirement hotspot including recognition as number two on Bankrate’s 2015 Best States to Retire list.
If you’re nearing retirement, learn the age of 70 ½ and its effect on your taxes and investments
Let us examine two key issues: the right time to take Social Security and the impact of a pension on benefits.
Business owners can design a retirement plan that can save them thousands a year. Here are the most common small business retirement plans to consider.
Taxes Changes for 2013 and Social Security Planning
Sorting out Medicare enrollment options