Articles on retirement

Doing Good With Your Investment Dollars

We are in the midst of a historically long period of growth in the US stock market.  Yet the euphoria for many Colorado investors is tempered by questions about our country’s future.  If you have followed classic advice about diversified investments, it’s likely that you own shares in companies behind initiatives not aligned with your […]

Accessing Your Retirement Money Early

If you wait until your 60s to retire, accessing your retirement savings is a straightforward proposition.  You can tap your Traditional IRA, Roth IRA, taxable investment accounts, and most work retirement plans without penalty.  But what if you need funds sooner than that? First, I should say we won’t consider whether you should access retirement […]

College Versus Retirement

It’s a dilemma that most parents face at some point in their lives.  There is a trade off between paying for your children’s college education and your financial independence.  Unless your resources exceed your ability to spend, this is a truism.    Yet it’s one that can be unpleasant to discuss as it could involve your […]

The Four Keys to a Satisfying Retirement

There are many milestones that signal you’re close to retirement.  It could be that you’ve put your kids through college and its painful tuition bills.  You’re attending an increasing number of work parties celebrating many years of loyal service.  You or a loved one may have suffered a health scare or setback reminding you that […]

What to Do With Old Retirement Plans

When clients come in for their initial financial review, we often see retirement plan statements from four or more investment companies.  They might have a Fidelity 401(k) from a job they left years ago, a Prudential 403(b) from last year, and a TIAA-CREF retirement plan with their current employer.  Some clients have gone so far […]

Social Security and Medicare Changes for Some Boomers

When Congress voted to raise the debt ceiling two weeks ago, there was widespread relief that we would be spared a government shutdown. While largely lauded, this legislation did include obscure provisions that impact Medicare and Social Security. For some boomers these changes could cut Social Security benefits by over $50,000 over four years. Let’s […]

Retirees Can Save Big in Colorado

While Colorado has long been a beacon for the young, we have seen growth as a retirement hotspot including recognition as number two on Bankrate’s 2015 Best States to Retire list.

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