Articles about saving for retirement

Older, worried and working?

  More older Americans are working than ever. The Bureau of Labor Statistics predicts that the greatest employment growth will be among those 75 and older over the next ten years, closely followed by those aged 65 to 74. If you fall in this older worker category, why are you still working? For most older […]

How Does Your Financial Health Stack Up?

One of the most common questions from prospective clients can be boiled down to this: how are we doing?  In our culture, our finances are often kept secret even from extended family.  We don’t have anyone to talk to about our financial strength (or weakness) besides our spouse and that’s only if you’re married. Sure […]

What to Do with Those Old 401(k)s

Most of us in in the workforce have had multiple employers over our careers.  It almost always makes sense to contribute to your 401(k) or equivalent retirement plan.  You get the tax deferral (or tax freedom if you have Roth contributions), the employer match in most cases, and the benefit of regular investing over decades. […]

Automate Your March to Financial Independence

While there’s much a qualified financial planner can do to map out a course to achieve your goals, much of the responsibility falls on you.   You’ve heard it before: spend less than you earn.  Do this long enough, make smart choices, and with a little good fortune you will make work optional for you. Spending […]

Secret to Building Wealth

-By Dave Gardner The other day I was talking to a CU professor who is nearing retirement.  When she stops working, she won’t have financial worry because of her tremendous job building up her CU retirement plan as well as properties, most of which she owns outright.  While she is well paid by the university, […]

What to Do With Old Retirement Plans

When clients come in for their initial financial review, we often see retirement plan statements from four or more investment companies.  They might have a Fidelity 401(k) from a job they left years ago, a Prudential 403(b) from last year, and a TIAA-CREF retirement plan with their current employer.  Some clients have gone so far […]