Use the Calm to Prepare for the Bear

We are in the midst of a rather extraordinary stretch of smooth and positive stock market returns.  It’s been well over a year since we last saw a 5 percent pullback in the S&P 500, dating back to Brexit in June of last year.  This spate of peaceful markets is rare.  According to Guggenheim investments, […]

The retirement gut brain

You have been a good saver and savvy investor for most of your life. Living beneath your means for years, you have contributed the maximum to your retirement plan at work. Not satisfied with putting away $22,000 a year, you have other savings: a rental property, a joint investment account or an additional retirement plan. […]