The Average Investor Trap

If sports were as predictable as poor investor behavior, you would have stopped watching ESPN long ago out of boredom. Think the Lakers win all of the time? The reigning champs are working on their third straight NBA title. As impressive as this is, it’s nothing compared to the equity markets when competing against the […]

Study Gold’s History Before You Invest

Should you invest in gold? Many investors believe that gold is the best investment of all. Late-night ads for gold are commonplace and GLD is now one of the three largest ETFs. Boulder Valley residents have had an appreciation of gold since the big strike in Gold Hill more than 150 years ago. But what […]

So How did Your Stock Portfolio do in 2010?

With 2010 in the books, your inbox and mailbox has already been flooded with annual investment statements. For most of you, it was a positive year thanks to the strong fourth quarter. You would probably say last year went pretty well for your investments. Certainly in absolute terms, this is true for most of us. […]

Be Careful with Advice on 2011’s Hottest Investments

At the end of the year, the financial press is filled with financial retrospectives and prognostications. Pick up your favorite monthly financial magazine and you’re treated to articles that tell you the best stocks and mutual funds to own for 2011. That a calendar event has any bearing on why it may be time to […]

Escape Taxes for Generations

New Roth IRA rules this year invite high income earners to join the tax-free party. For them, it’s an income and estate planning opportunity nonpareil. If you have the wherewithal and will to let your Roth span generations, it could help you turn $120,000 into over $5 million with no taxes or penalties. Roth contributions […]

The Three T’s of Superior Portfolio Returns

Most investors aspire to superior portfolio performance. It’s what drives us to seek alpha, the additional return of a particular investment over its asset class. But alpha isn’t necessary to surpass your fellow investors. By keeping in mind the 3 T’s — Timing, Transactions, and Taxes — above average returns could be yours. Let’s first […]