Leveraging Your Paycheck Through Your Company ESPP

Employee Stock Purchase Plans (ESPPs) are a benefit offered by over 50% of publicly traded companies, yet fewer than one-third of eligible participants use them.  This often-overlooked benefit is a great way to grow your wealth. Unlike other types of stock plans such as Incentive Stock Options (ISOs) or Nonqualified Stock Options (NSOs), generally any […]

How Does Your Financial Health Stack Up?

One of the most common questions from prospective clients can be boiled down to this: how are we doing?  In our culture, our finances are often kept secret even from extended family.  We don’t have anyone to talk to about our financial strength (or weakness) besides our spouse and that’s only if you’re married. Sure […]

Microinvesting: Building Wealth Pennies at a Time

Over the past few years my spending has transitioned from coin and paper to online and plastic.  Periodically I would take the coins that accumulated in my wallet and transfer them to a big jar.  Once the jar was full I would use the coins toward a fun purchase.  Most of the time the money […]

Four Steps If You’re Feeling Nervous About the Markets

With Dow recently crossing 20,000, the general mood among many investors is not euphoric but cautious.  The uncertainty that some see in the new Trump Administration has extended to fear about its impact on world financial markets. The argument goes like this.  We are in the midst of an eight year bull market for US […]