Should You Own a Vacation Home?

If you spent this last holiday week in the mountains, you may have consumed a good amount of your vacation time in traffic. I imagine that the seed of many vacation homes were planted near Georgetown while crawling down I-70 – suffering through a frustrating coda to a wonderful weekend. The vacation home logic generally […]

Are You Invested Wisely? Imagine the Worst.

If I had to know just one thing about an investment portfolio, it would be its overall asset allocation.   The portion of your investments in equities (such as stock mutual funds) and fixed-income (such as bond or stable value funds) tells us more about its performance than anything else. Over long periods it’s mattered much […]

Buying Low Sounds Easy, But Is It?

Buy low and sell high.  It’s an oft-repeated phrase that is so banal, financial advisors are almost loathe to repeat it lest we sound common.  Anyone who’s glanced at the business pages or made it through a chapter in a personal finance book knows that buying investments that are priced low, and selling them when […]

Secret to Building Wealth

-By Dave Gardner The other day I was talking to a CU professor who is nearing retirement.  When she stops working, she won’t have financial worry because of her tremendous job building up her CU retirement plan as well as properties, most of which she owns outright.  While she is well paid by the university, […]

Dumb decisions with a smart phone

Your portfolio? There’s an app for that. Financial companies have unleashed an onslaught of apps to help you track and manage your investments. The app revolution doesn’t end with merely observing your portfolio. Now you can actually trade on your iPhone, iPad and Android devices. With every Super Bowl, we see a new commercial of […]