Doing Good With Your Investment Dollars

We are in the midst of a historically long period of growth in the US stock market.  Yet the euphoria for many Colorado investors is tempered by questions about our country’s future.  If you have followed classic advice about diversified investments, it’s likely that you own shares in companies behind initiatives not aligned with your […]

Automate Your March to Financial Independence

While there’s much a qualified financial planner can do to map out a course to achieve your goals, much of the responsibility falls on you.   You’ve heard it before: spend less than you earn.  Do this long enough, make smart choices, and with a little good fortune you will make work optional for you. Spending […]

Secret to Building Wealth

-By Dave Gardner The other day I was talking to a CU professor who is nearing retirement.  When she stops working, she won’t have financial worry because of her tremendous job building up her CU retirement plan as well as properties, most of which she owns outright.  While she is well paid by the university, […]

The Four Keys to a Satisfying Retirement

There are many milestones that signal you’re close to retirement.  It could be that you’ve put your kids through college and its painful tuition bills.  You’re attending an increasing number of work parties celebrating many years of loyal service.  You or a loved one may have suffered a health scare or setback reminding you that […]

What to Do With Old Retirement Plans

When clients come in for their initial financial review, we often see retirement plan statements from four or more investment companies.  They might have a Fidelity 401(k) from a job they left years ago, a Prudential 403(b) from last year, and a TIAA-CREF retirement plan with their current employer.  Some clients have gone so far […]

The retirement gut brain

You have been a good saver and savvy investor for most of your life. Living beneath your means for years, you have contributed the maximum to your retirement plan at work. Not satisfied with putting away $22,000 a year, you have other savings: a rental property, a joint investment account or an additional retirement plan. […]