A Dollar Is Rarely Worth a Dollar

Last week University of Chicago Professor Richard Thaler won the Nobel Prize in Economic Sciences for his work in the growing research area of behavioral economics.  Unlike many Nobel Prize winners, much of Thaler’s work is relatively easy to understand by the layperson and can be widely used to improve our lives. Much of Thaler’s […]

College Versus Retirement

It’s a dilemma that most parents face at some point in their lives.  There is a trade off between paying for your children’s college education and your financial independence.  Unless your resources exceed your ability to spend, this is a truism.    Yet it’s one that can be unpleasant to discuss as it could involve your […]

Should You Own a Vacation Home?

If you spent this last holiday week in the mountains, you may have consumed a good amount of your vacation time in traffic. I imagine that the seed of many vacation homes were planted near Georgetown while crawling down I-70 – suffering through a frustrating coda to a wonderful weekend. The vacation home logic generally […]

Five Tips When Buying a Boulder County Home

February in Boulder County means the beginning of the busy season for residential real estate.  Since the last dip in the local markets in 2008, most local communities have seen significant real estate appreciation.  Often cited reasons include a limited supply of buildable land in Boulder County, the consistent quality of local schools, and the […]

Where Your Next Dollar Should Go

Personal financial planning is all about setting priorities and then putting your resources to work to achieve them, while covering the big risks that could derail your financial future.  The thought is you want to give every dollar that comes into your bank account a job. Whether you’re a mid-career serial entrepreneur or in your […]

Secret to Building Wealth

-By Dave Gardner The other day I was talking to a CU professor who is nearing retirement.  When she stops working, she won’t have financial worry because of her tremendous job building up her CU retirement plan as well as properties, most of which she owns outright.  While she is well paid by the university, […]

What Kind of Spender Are You?

What is your money personality? We all have one and it can have a profound impact on your financial health. While there is much a financial planner can do to lay out a plan for a bright financial future, much of your success ultimately rests in your hands. How much you earn, spend, and save […]

Irrational Pessimism

The stock market over the past two weeks has left investors moribund with declines in some indexes exceeding 20 percent from the year’s high — official Bear Market territory. While stocks worldwide took significant hits in the wake of the debt ceiling negotiations, the coup de grace was the downgrade of U.S. Treasuries by Standard […]

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