Social Security: Not Just for Retirees

If you’re under 50, you’re probably not counting on Social Security.  This lack of confidence is striking when you consider you’ve been paying into it for your entire working life with up to 6.2 percent of your pay withheld and your employer matching that contribution.  In a Gallup poll of nonretirees in April, 71 percent […]

The Four Keys to a Satisfying Retirement

There are many milestones that signal you’re close to retirement.  It could be that you’ve put your kids through college and its painful tuition bills.  You’re attending an increasing number of work parties celebrating many years of loyal service.  You or a loved one may have suffered a health scare or setback reminding you that […]

Social Security and Medicare Changes for Some Boomers

When Congress voted to raise the debt ceiling two weeks ago, there was widespread relief that we would be spared a government shutdown. While largely lauded, this legislation did include obscure provisions that impact Medicare and Social Security. For some boomers these changes could cut Social Security benefits by over $50,000 over four years. Let’s […]

Social Security Worthless? Think Again

You probably revere Social Security if you receive a monthly check. You may wish it were higher and was increasing the last couple of years, but you are happy for the benefit. It may be your one regular “paycheck” now that you’ve retired. If you still contribute to Social Security, you may see it in […]