For years, financial service firms have been preparing for the day when they would need to serve as fiduciaries when giving guidance on your retirement accounts. This Obama-era initiative is scheduled take effect later this month. It would be a major shift in the duty financial advisers have to their clients that would mean a much higher standard […]
A confluence is the coming together, the convergence of two separate entities to create one greater and more powerful than either is alone. At Confluence Financial Advisors, our relationship with you is a partnership that leverages our knowledge and expertise to maximize your enjoyment of your wealth today, tomorrow, and beyond.